Ben 'Finn' Finnegan (Matthew McConaughey) is a treasure hunter who is obsessed with finding the legendary 18th century Queens Dowry - 40 chests of exotic treasure that was lost at sea in 1715. In his quest Finn has sunk everything he has including his marriage to Tess (Kate Hudson). Just as Tess has begun to rebuild her life working aboard a mega-yacht owned by billionaire Nigel Honeycutt (Donald Sutherland) Finn discovers a vital clue to the treasures whereabouts. Certain that his luck will change with the newfound information Finn maneuvers himself aboard Nigels yacht and convinces the tycoon and his Blackberry-wielding celebutante daughter Gemma (Alexis Dziena) to join him in the pursuit of the Spanish treasure. Against Tess' better judgment the search rekindles her love of discovery. But they are not the only ones after the treasure. Finns mentor-turned-nemesis Moe Fitch (Ray Winstone) has also set out to claim the prize!